We are feeling clueless on the whole locking in on our interest rate thing. I contacted our NVR Rep today and he let us know that the rate for today on a 60 day lock is 4.25% - cost .375%. What does this even mean? 4.25% sounds appealing to me, but is there somebody on here that can help me with this a little more? I'm assuming that tomorrow's rates may be around the same...at least I'm hoping because it's 4:30PM right now, and I could probably only lock this in until 5PM. HELP! PLEASE!